Saudi credit cards are useless

It cost 150SR per year and I never use it in the Kingdom, even abroad I use for reservation only, because the last time I used it to pay for my hotel stay I couldn’t get approval for a rented car because the hotel held more money than the cost of my room, and my credit card limit was reached, so I had to pay double in cash 🙁

To make thing worse, I tried to purchase a product from the Internet using my credit card and they refused to process my credit card most likely because it is Saudi card.

I hate credit cards.